Law & Finance

Business Genre
Long Business Description

Insurance and Risk Management is unique to each individual and business. Our process is designed to cater to those individual needs and exposures.

We know insurance, we get what you need, but more importantly, we care about you. Insurance is a people business and we are a people agency. We promise to care, we promise to respond, we promise to be here.

Business Website Address
Business Phone Number
443-513-2300
Contact Name
Henry “Butch” Bradley
Business Address
10 S. Main Street
Unit C
Berlin, MD
21811
Broad Bookkeeping Co.
Business Name
Business Website Address
Business Phone Number
443-783-4748
Contact Name
Cindi Krempel
Business Address
105 Broad St., Berlin, MD
21811
Calvin B. Taylor Bank
Business Name
Business Genre
Long Business Description

A locally owned, full service, federally insured bank offering checking, savings and loans.

Business Website Address
Business Phone Number
(410) 641-1700
Business Fax
410-641-0543
Contact Name
Tori Cross
Business Address
24 N. Main Street, Berlin Maryland
21811
Charles Adams – Edward Jones Financial Advisor
Long Business Description

Edward Jones Financial provides financial planning for families and businesses with IRA’s, retirement accounts, college savings plans, etc.

Business Phone Number
410-641-1248
Business Fax
855-832-9503
Contact Name
Charles Adams
Business Address
10776 Grays Corner Rd., Suite 5
Berlin, MD
21811
David Hitch – State Farm Insurance Agent
Business Genre
Long Business Description

Providing Insurance and Financial Services- Serving MD, DE & VA Car, Home, Life, Health & Business

Business Website Address
Business Phone Number
410-641-7777
Business Fax
410-641-6923
Contact Name
David Hitch
Business Address
10818 Ocean Gateway, Unit A
Berlin, MD
21811
First Shore Federal Savings and Loan
Business Genre
Long Business Description

First Shore Federal was founded in 1953 by a group of prominent local businessmen. Its purpose was to provide a source of funds for home mortgages in the Salisbury area while offering a good dividend and federal deposit insurance for local savings customers. The association ended its first partial year of operation with assets of $174,420.90.

With eight offices across the Lower Eastern Shore, First Shore Federal continues to provide consumer and commercial banking services to the people of Delmarva’s Lower Shore. The association opened its present headquarters at 106 South Division Street, Salisbury in 1964. Additional branch locations opened at Civic Avenue, Salisbury, in 1974, Pocomoke City, in 1977, Snow Hill and Berlin in 1987, Ocean Pines in 1996 and its first Delaware branch opened in 2003 in Ocean View. The Berlin branch moved to 310 Franklin Avenue in 2006.  A new branch in Millsboro, DE opened in April 2015.

As of December 31, 2017, First Shore Federal had assets of $294,267,710, loans of $243,800,207, federally insured savings deposits of $241,251,826 and a strong capital position of $44,730,044 or 15.20% of assets, more than twice the level required by federal regulations.

First Shore Federal received a rating of “outstanding”, the highest rating available from the Office of the Controller of the Currency, in its most recent Community Reinvestment Act (CRA) examination. “The bank’s community development activities, as a whole, demonstrate excellent responsiveness to the community development needs of its assessment area…” according to the report.

The association is active in numerous community programs and enhanced its reputation as a leading corporate citizen as it received the first-ever Maryland Business Philanthropy Award from the Maryland Chamber of Commerce. First Shore Federal was one of three businesses to receive this impressive award in November 2000. The association was recognized as Small Business of the Year by the Salisbury Area Chamber of Commerce in 1999 and the Fruitland Chamber of Commerce in 2007.

In 2010, the association received a community service award from the Community Foundation of the Eastern Shore in appreciation for the association’s support of community activities for many years.  The association received the “Spirit of the Shore” award as the outstanding corporate supporter of the United Way in 2011.

In 2017, First Shore Federal received the 2017 NAACP Community Service Award, the first such award to be presented to a business.

Business Website Address
Business Phone Number
(410) 641-0350
Business Address
310 Franklin Ave
Berlin, MD
21811
Business Genre
Long Business Description

General practice of law

Business Phone Number
443-440-6529
Contact Name
Joel J. Todd
Business Address
P.O Box 188
221813
Business Genre
Long Business Description

Loans, education and consulting for business owners and entrepreneurs in Maryland

What We Do?
 We Are On A Mission
MCE empowers businesses to grow, create jobs, and generate wealth on Maryland’s Eastern Shore and across the state.VISION STATEMENT
Be the catalyst for small business success on Maryland’s Eastern Shore and across the state of Maryland.

Our Services
BUSINESS CONSULTING
Consultations are provided to new and aspiring entrepreneurs. The business consultant assesses the client’s needs, works with them to develop a business plan that meets
those needs, and helps to secure the assistance needed. Call us to make an appointment!MENTORING & EDUCATION
MCE will provide local entrepreneurs as mentors for aspiring business owners.
They provide business owners with assistance in either day-to-day operations or in a specific business area.

BUSINESS LOANS
MCE offers three loan products to assist clients in starting or growing their own business.

Business Website Address
Business Phone Number
410-546-1900
Business Address
314 Civic Ave
Salisbury, MD 21804
21804
Long Business Description

Team up with a trusted and knowledgeable neighborhood partner to make your real estate dreams come true. I know this area – the right pricing, the latest listings, the ins and outs and the buzz around town. From search to sale, I’ll provide expert advice and unwavering support to help make your experience stress-free. Let me show you what I’ve got – strong negotiation skills, friendly service and a track record to back it up.

I have access to comprehensive, up-to-the-minute listing information giving me the edge necessary in today’s fast-paced market. Whether it’s finding you a home with everything on your checklist or helping you get ready to move, I’ve got you covered – advertising, financing, inspection and closing assistance, I’ll handle it all from start to finish. I can even provide tips and tricks on staging and minor home improvements to help sell your home fast. Give me a call or stop by, I’m right in the neighborhood!

Business Website Address
Business Phone Number
410-430-9283
Contact Name
Matthew Shawn
Business Address
6405 Coastal Hwy
Ocean City MD
21842
MidAtlantic Farm Credit
Long Business Description

Financial Lender

MidAtlantic Farm Credit is an agricultural lending cooperative owned by you, the member-borrower.  WE are part of the national Farm Credit System, established in 1916 to provide a dependable sources of credit to farmers and rural America. Our Specialty is agriculture and all things country living, so we understand the hard work  you’re willing to do to make your dreams a reality.  We provide farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages.  Our cooperative has over 11,000 members and over $2.5 billion in loan outstanding.  Our branches are currently serving Delaware, Maryland, Pennsylvania, Virginia and West Virginia.

Business Website Address
Business Phone Number
410-957-1181
Business Fax
410-957-4331
Contact Name
Josh Hudson
Business Address
1035 Ocean Highway
Pocomoke, MD
21851
NFP
Business Name
Business Genre
Long Business Description

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 6,000 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Business Website Address
Business Phone Number
410-524-5700
Business Address
109 77th St Ocean City, MD
21842
PNC Bank
Business Name
Business Genre
Long Business Description

For more than 160 years, we have been committed to providing our clients with great service and powerful financial expertise to help them meet their financial goals. We are proud of our longstanding history of supporting not only our customers but also our communities, employees and shareholders.

Business Website Address
Business Phone Number
410-641-2331
Contact Name
Roxanne Williams
Business Address
1 S. Main Street, Berlin Maryland
21811
State Farm Insurance – Claudia Nicholls
Long Business Description

Insurance and Financial Services; auto, home, life, health, bank and mutual funds

Business Phone Number
410-641-4030
Business Fax
410-641-4032
Contact Name
Claudia Nicholls
Business Address
29 Broad Street Unit 103
Berlin MD
21811
The Bank of Delmarva
Business Name
Business Genre
Long Business Description

Mission Statement
We, the employees, officers, and directors of The Bank of Delmarva commit ourselves to create the leading community bank serving the financial needs of the Lower Delmarva Peninsula. We strive to be innovative, exemplify integrity and professionalism, and provide superior customer service.

Business Website Address
Business Phone Number
410-250-1101
Business Address
12505 Coastal Highway
Ocean City, MD
21842